Capital District Physicians Health Network

• The Rensselaer Health Plan: Point of Service (POS) plan with preset co-pays for in-network services; may use in and out-of-network providers
• Rensselaer HMO Plan: Health Maintenance Organization (HMO) plan with no out-of-network benefits (except for true emergencies); primary care physician required with this plan

CVS Caremark

• Automatically included with medical plan
• 30-day supply of drugs available at retail locations
• 90-day supply of drugs available at CVS or via mail order

Delta Dental

• Preventive services covered at 100% are not subject to the deductible, and do not accumulate toward the annual benefit maximum
• Most other services covered at a percentage after the annual deductible has been met
• Orthodontia coverage for adults and dependent children

The Standard/EyeMed

• May use in-network and out-of-network providers
• Exam and lenses allowance every 12 months
• Frame allowance every 24  months

ConnectYourCare

• Health Care FSA: Participants may put aside up to $2,650 per year on a pre-tax basis for eligible health expenses
• Dependent Care FSA: Participants may put aside up to $5,000 per year on a pre-tax basis for eligible dependent care expenses

Symetra

• Rensselaer pays 100% of cost
• Coverage equal to 2.25 times employee's base annual earnings
• Benefit reduction begins at age 65

1 (800) SYMETRA (796-3872)

Claims: 1 (877) 377-6773

Symetra

• Employee-paid coverage, with employee option to purchase additional life insurance coverage for themselves, their spouse, and any dependent children
• Employees may elect up to 4.5 times their base annual earnings, up to maximum benefit of $600,000
• Employees may also select up to $250,000 for their spouse, and $10,000 for each dependent child

Zurich Insurance Company

• Employee-paid coverage, with option to purchase additional Accidental Death & Dismemberment (AD&D) coverage in increments of $10,000, up to a maximum benefit of $350,000
• Coverage also available for spouse and children

International SOS 

• Insurance card provided for both business and personal travel
• Rensselaer pays 100% of cost
• $150,000 benefit if the employee dies while traveling on Rensselaer business

The Maxon Company

• Income replacement for sickness/disability
• Coverage amount varies by employment class

1 (800) 999-3309

Claims: disability@maxonco.com

Symetra

• Rensselaer pays 100% of the cost of the base plan
• Base plan replaces 60% of the employee's monthly income, up to a maximum benefit of $5,000 per month; benefits continue as long as the employee meets the definition of disability until age 65
• Option to purchase additional coverage

1 (800) SYMETRA (796-3872)

Claims: 1 (877) 377-6773

Fidelity Investments

TIAA

• Defined Contributory Retirement Plan - 1% of  applicable pay is deducted from the employee's  paycheck; Rensselaer contributes 8% of applicable pay
• Option to put aside additional money for retirement on a tax-deferred basis

1 (800) 343-0860

1 (800) 842-2776

Capital EAP

Company Access Code: 105293

• Professional and confidential assistance to help with personal and professional problems

(518) 465-3813 1

(800) 777-6531

New England Nanny Service

• Child and elder care services at $3/hour co-pay
• Housekeepers, senior care providers, mother’s helpers, and personal assistant services at 50% off on your membership fee

(518) 453-1000

1 (877) 453-1000

• Parking fees deducted on a pre-tax basis

• Earn PTO each pay period; number of hours vary by position and length of service

Empire State English

• Help for non-native English speakers to achieve personal, professional, and academic goals in English
• Rensselaer will reimburse 75% upon successful completion of course

Tuition Benefits

• Tuition reimbursement available for employees, spouses, and dependent children

Parker School Scholarship

• The Robert C. Parker School offers a $3,000 scholarship to Rensselaer faculty and staff having dependent children who are entering kindergarten through eighth grade. The Parker School offers a progressive approach to education, recognizing that the joy of personal accomplishment is more motivating than a test score. The curriculum, which is designed around thematic project-based learning, blending basic skills with high motivation, allows a student’s natural curiosity and problem-solving abilities to emerge.

To set up a personal tour, contact Admissions Director Laura Mandelson via email at lmandelson@parkerschool.org
or call (518) 286-3449, ext. 102.

• Up to $1,500 for qualified expenses